How Much Do You Know About Your Vendors & Contractors

How Much Do You Know About Your Vendors & Contractors

Construction fraud and unlicensed contractors can put you, your business, and your home Agentin physical and financial danger.  Under most state Statutes and local ordinances, contractors performing construction related work must be licensed.

Also, most construction, electrical, gas, mechanical or plumbing system work requires approval and permits from the local county Building Services.  Typically, work that does not require a permit is typically cosmetic, such as: painting; installing or replacing floor coverings including carpet, vinyl, tile and wood; shelving; cabinet work and wallpapering. Although a permit is not necessary for painting and tile installation, a licensed contractor is required when you hire someone to perform this type of work.

Unlicensed contractors are likely to also be uninsured. Consequently this puts you or your company in a liable state should injury occur while working on your property.  Most homeowner's insurance policies will not pay on a claim if the homeowner has contracted with an unlicensed individual. A permit is your insurance policy that the contractor is appropriately licensed and that a qualified inspector will review the work being done.

A Few Warning Signs that your Contractor May not be Licensed:

  • Not willing to put a contract in writing.
  • They ask you to obtain the permit.
  • Cannot provide you with proof of insurance.
  • Cannot provide a copy of the license.
  • Does not display a license number on advertisements, business cards, vehicle, contracts, etc.
  • They are only willing to work at night and/or on weekends.

First Intel Group conducts detailed screening of both potential and current contractors, vendors, and suppliers to provide insight into their backgrounds, integrity, and financial standing. We tailor reports to the unique needs of each business with emphasis on your need to mitigate risk, reduce shrinkage and ensure customer safety within your organization.

For more information on how we can help minimize your exposure, contact us today at or visit us at

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